How to Check Aadhaar Linking Status with Bank Account

Keeping your Aadhaar linked with your bank account is important for receiving government subsidies, Direct Benefit Transfer (DBT), and completing Aadhaar-based KYC. Aadhaar-bank linking, also called Aadhaar seeding, is managed through the NPCI (National Payments Corporation of India) system.

If you are not sure whether your Aadhaar is linked with your bank account, you can easily check Aadhaar bank link status online or offline using official UIDAI and NPCI methods. This guide explains Aadhaar seeding, how to check Aadhaar linking status with bank, and what to do if it is not linked.

What Is Aadhaar-Bank Linking (Aadhaar Seeding)?

Aadhaar-bank linking means connecting your 12-digit Aadhaar number with your bank account in the NPCI mapper. This process is also known as Aadhaar seeding or NPCI Aadhaar seeding.

Once Aadhaar is seeded with a bank account:

• Government benefits are credited directly to your account
• Aadhaar-based authentication becomes easier
• Duplicate or incorrect benefit transfers are avoided

Only one bank account is mapped as the primary DBT account in NPCI, even if Aadhaar is linked with multiple banks.

Why Aadhaar Seeding with Bank Account Is Important

Linking Aadhaar with your bank account helps you:

• Receive LPG subsidy, pension, scholarship, MNREGA payments
• Get DBT payments without delay
• Complete bank e-KYC easily
• Avoid rejection of government benefits
• Track Aadhaar seeding status anytime

If Aadhaar is not linked, DBT payments may fail or get delayed.

How to Check Aadhaar Linking Status with Bank Account (Online)

UIDAI allows you to check Aadhaar bank link status online using OTP verification.

Method 1: Check Aadhaar Bank Link Status via UIDAI Website

Follow these steps:

1. Visit the official UIDAI website
2. Go to My Aadhaar
3. Select Check Aadhaar & Bank Account Linking Status
4. Enter your 12-digit Aadhaar number
5. Enter captcha and click Send OTP
6. Enter OTP received on Aadhaar-registered mobile number

After verification, the screen will show:

• Whether Aadhaar is linked with a bank
• Bank name (masked)
• NPCI seeding status

 

Method 2: Check Aadhaar Seeding Status Using mAadhaar App

You can also check Aadhaar bank linking through the mAadhaar app.

Steps:

1. Open the mAadhaar app
2. Login using Aadhaar and OTP
3. Go to My Aadhaar
4. Select Aadhaar Bank Account Link Status
5. Enter OTP

The app will display your Aadhaar seeding status with bank.

How to Check Aadhaar Bank Link Status via Mobile (USSD)

UIDAI also provides a simple USSD option.

Steps:

1. Dial 9999*1# from Aadhaar-registered mobile number
2. Enter your Aadhaar number
3. Re-enter Aadhaar number to confirm

Your screen will show:

• Bank name linked with Aadhaar (if linked)
• Or message showing Aadhaar not linked

 

How to Check Aadhaar Linking Status Offline (Bank Branch)

You can check Aadhaar seeding status offline by visiting your bank branch.

Steps:

1. Visit your bank branch
2. Request Aadhaar-bank linking status
3. Provide Aadhaar number and account details
4. Bank staff will verify NPCI mapping

If not linked, you can submit Aadhaar seeding request at the same time.

How to Link Aadhaar with Bank Account (If Not Linked)

If Aadhaar is not linked, you can link it using any of these methods:

• Bank branch visit
• Internet banking
• Mobile banking app
• ATM (available in some banks)

Once submitted, Aadhaar seeding usually reflects in NPCI within a few working days.

Aadhaar Seeding Status Not Showing? Possible Reasons

If your Aadhaar bank link status is not showing, it may be due to:

• Mobile number not linked with Aadhaar
• Aadhaar seeding request still under processing
• NPCI system delay
• Incorrect Aadhaar details submitted earlier

In such cases, re-submit Aadhaar seeding request at your bank.

Important Points About Aadhaar-Bank Linking

• Aadhaar-bank linking is not mandatory for all bank accounts
• It is mandatory for receiving DBT benefits
• Multiple bank accounts can be linked, but only one is DBT-active
• Aadhaar seeding is handled through NPCI mapper
• Status can be checked anytime online

 

Final Note

Checking Aadhaar-bank link status is the easiest way to ensure you receive government benefits without interruption. Whether you check through UIDAI website, mAadhaar app, mobile USSD, or bank branch, the process is simple and secure.

If your Aadhaar is not linked with your bank account, complete Aadhaar seeding as soon as possible to avoid payment failures and benefit delays.